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Even if you don't have a shredder, you shouldn't just throw away documents containing your personal information, such as your social security number, your credit card information, your bank statements, or anything else that could be used by someone to steal your identity or property. But then again, you don't necessarily want a bunch of important documents piled up in the corner of your house. There are effective ways to...

Shredders cut sensitive documents in various patterns designed to minimize the chances of them being reassembled. Some are cross-cutting, while others are diamond or confetti cutting. Regardless of the mode, shredders have metal blades that cut paper into various shapes. As the blades cut through the paper, they create dust, which builds up and causes the blades to wear out. Users must clean and maintain the blades to keep the...

On a day-to-day basis, good home records make it easier to pay bills on time, find receipts, and reduce the anxiety of paying taxes. What's more, if your home is burglarized or damaged by fire or flood, you'll be able to find vital information without delay. Or, if something happens to you, your loved ones will be able to find your health care power of attorney, insurance policies, medical records,...

Shredding important documents prevents fraudsters from obtaining your personal data and using it to drain your account or open new accounts in your name. You don't have to shred every piece of paper you accumulate. Some documents don't contain content that identity thieves can use, says Paul Stephens, policy director of the Privacy Rights Clearinghouse, a nonprofit consumer advocacy group. Below we've listed the documents you should shred, those you...